Hunting Lease Liability Insurance (Coverage limits and pricing)


The American Hunting Lease Association has developed a state of the art Hunting Lease Risk Management Program. We have combined great hunting lease liability insurance (synonymous with hunt club insurance) with a proven hunting lease agreement to make your hunting experience an enjoyable one. Our program is designed to protect both the landowner and the hunters and can be purchased by either party. The master policy has many benefits over others but here are a few.

  • $2,000,000 Aggregate
  • $1,000,000 per occurrence 
  • duck hunterCoverage includes ALL members of the hunt club listed on the lease agreement
  • Member-to-Member Coverage
  • Guest Liability Coverage
  • Fire Damage Liability ($100,000)
  • Medical expenses ($5000) - accident coverage unrelated to Liability
  • Liability from tree stands and ATVs for hunting is covered
  • No Deductible
  • Certificates of insurance emailed to purchasers and landowners that provide email addresses the day following purchase on active policies!
  • 4 policy start date options to maximize value! (Jan 1, Mar 1, Aug 1, Oct 1)


Our hunting lease insurance covers landowners and ALL members of the hunting party for one low price.

Select a start date of January 1, March 1, August 1, or October 1.  The cost is the same and coverage begins the following business day on active policies.



How Much Does Hunting Lease (Hunt Club) Insurance Cost?

1-499 acres                $185

500-999 acres            $235

1000-1499 acres        $285

1500-1999 acres        $345

2000-2499 acres        $395

2500-2999 acres        $450

3000+ acres                .15 per acre

Each policy includes a Basic AHLA membership and the use of our fully customizable hunting lease agreement. There are NO extra fees for adding your landowner as an additional insured.  In fact, you can add up to 7 landowners to every policy!  Coverage is subject to approval.

Note: Premiums are 100% earned and there is no refund of premium if the policy is canceled midterm.

A written lease is required in order for your hunting lease insurance to be in effect. However, you do not need to submit a copy of your lease to us. It is a good idea to keep a copy on file in case you have to file a claim in the future. We highly recommend using the AHLA hunting lease agreement that can be created after you complete your policy purchase. Use of the AHLA lease agreement is included at NO ADDITIONAL COST in your Hunting Lease Risk Managment program.  The lease agreement is time-tested, flexible and sets the standard for the industry.

We offer three AHLA Master Policies. The only difference is the start date of coverage and the options are January 1, March 1, August 1, and October 1. Each policy ends on the respective date the following year. Just choose your preferred start date during your purchase. If your purchase is on or after the policy beginning date, your coverage will begin the next business day after payment is received. Certificates of Insurance will be emailed a week to 10 days prior to the policy start date for early purchases and the following business day of purchase on active policies.

Lands that are subleased or used for any commercial hunting activities are not eligible for coverage in the program

Insurance Carrier: HDI-Global 
Rated A+ Excellent by A.M. Best

Limits of Liability:

  • duck hunterMember-to-Member Coverage
  • $1,000,000 Per Occurrence-Bodily Injury and Property Damage
  • $2,000,000 Aggregate
  • $1,000,000 Personal and Advertising Liability
  • $100,000 Damage to Rented Premises
  • $5,000 Medical Payments
  • Zero deductible






Coverage is subject to approval.